Regular Checking

Our free Regular Checking account offers money saving advantages, convenient access, and a whole lot more!

  • No monthly maintenance fees
  • No minimum balance requirements
  • No minimum to open
  • Earn dividends on an average daily balance of $1,000 or more
  • Access to 30,000+ surcharge-free ATMs
  • 5,000+ Shared Branches
  • Add your Visa Debit Card to your Mobile Wallet with Apple Pay or Google Pay
  • Debit Card Controls allows you to turn your card off and on
  • Conveniently transfer funds between your Market USA checking account and external accounts
  • Mobile Check Deposit
  • Online and Mobile Bill Pay
  • e-Statements and e-Alerts
  • Overdraft protection options
  • With direct deposit of least $500 a month into your checking account, receive even more money saving benefits:
  • Eight free monthly transactions at CO-OP, Alliance One, PLUS®, and Star® ATMs (ATM surcharges may apply). Members under the age of 25 are also eligible.
  • Initial check order free (signature style only)
  • .35% premium on certificates (with direct deposit and e-Statements)
  • .50% Relationship Rewards* discount on auto and personal loans (with direct deposit and e-Statements). Get an additional .25% discount with auto pay!
Regular Checking Rates
APY Balance APY Dividends Compounded/Credited
$1,000.00 0.01% Monthly/Monthly
Rate Disclosures   View All Rates
Product Links
 Round-Up and SaveGo Open Checking AccountGo ClickSWITCHGo Ways to Make DepositsGo 3D SecureGo Order ChecksGo

Switching Your Account is Simple!

Move your direct deposits and automatic payments to Market USA with the click of a mouse. ClickSWITCH easily transfers your account information quickly and safely in as little as 10 minutes and eliminates the hassle of contacting each business to help ensure a smooth transition.

*To qualify for a Reward Rate, you must have e-Statements and one of the following: (a) direct deposit of at least $500 per month and an active Market USA checking account; or (b) at least $25,000 on deposit.

No monthly maintenance fees or per-check charges

Access to 30,000 surcharge-free CO-OP Network ATMs nationwide

Free Visa Check Card

Mobile Check Deposit