Moving money into Market USA or from Market USA to another institution is easy when you enroll in Digital Banking. Log into our Mobile App or Online Banking and select Transfers. The ability to add an account will appear in your list of accounts when choosing an account to transfer to or from. This can be used to easily have your Market USA loan paid from funds at another financial institution. The transfer can be set up to be recurring. Transfers are limited to $5,000 per day and $15,000 per month. There will be a 3-day hold on Incoming funds transferred from other financial institutions.
Make saving easy or have automatic loan payments with recurring transfers by enrolling in Digital Banking. Log into our Mobile App or Online Banking and select Transfers. After selecting the accounts for the transfer and the amount, select the start date and Frequency.
Make transfers between your Market USA accounts by enrolling in Digital Banking. Log into our Mobile App or Online Banking and select Transfers to create a one-time or recurring transfer between your Market USA accounts.
Wire transfers are a secure and convenient way to send and receive money via your Market USA savings, checking or money market account. To request a wire transfer, you must fill out a Wire Transfer Request Form and fax it to 866-262-1773 or drop it off at a branch.
Domestic Wire Transfer Request. Outgoing domestic wire transfers submitted by 2:30 p.m. on a business day will be processed the same day.
International Wire Transfer Request. Outgoing international wire transfers submitted by 11:30 a.m. on a business day will be processed the same day.
For wires coming into your Market USA account, you will need to provide the following:
| Receiving Bank |
Market USA FCU 8871 Gorman Rd, #100 Laurel, MD 20723 ABA Routing Number: 255077493 |
| Beneficiary |
|
| Special Instructions | Any special instructions you have if applicable |
Fees for outgoing wire transfers are $15 domestic and $35 International.
There are two ways you can receive international wire transfers:
Option 1: Send the request through a large US bank with a global network. You will need to provide Market USA's routing number (255077493) and your account information. The bank can use its' own U.S. bank intermediary to transfer funds from international to their U.S. counterpart.
Option 2: Incoming international wires requiring a SWIFT address, can be received through our partner institution, Vizo Financial, and The Bank of New York Mellon. The funds should be sent in US dollars only. Please provide the following information to the originating institution.
| Swift Code Field Tag | Required Information | |
|---|---|---|
| 57A | Beneficiary Bank Name | The Bank of New York Mellon |
| SWIFT Address | IRVTUS3N | |
| ABA Number | 021000018 | |
| Beneficiary Bank Address | 240 Greenwich Street, New York, NY 10286 | |
| 59 | Beneficiary Account Name | Western Union Business Solutions |
| Beneficiary Account Number | 8901309192 | |
| 70 | Reference | Vizo Financial, Market USA FCU, Your Name, Member Number, and Account Type (S1, S5, S7) |
