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Unlike most credit cards from other lenders, our Visa Platinum has NO balance transfer fee, NO cash advance fee and NO annual fee. Plus, we offer great rates!

Visa® Platinum

  • Low 3.90% Annual Percentage Rate (APR) for 6 months
  • Low rate after 6-month introductory period
  • Credit lines up to $20,000
  • Cash advance rate same as purchase rate

Visa® Platinum with Rewards

  • Low 3.90% APR for 6 months
  • Low rate after 6-month introductory period
  • Credit lines up to $20,000
  • Cash advance rate same as purchase rate
  • Earn 1 point for every dollar spent
  • Redeem points for hotel stays, vacations, merchandise, air travel, or cash back
  • Earn bonus points for first use, birthdays, and balance transfers
  • Earn additional points by purchasing from select vendors on the Score Card Rewards website
  • Members in the same household can combine points to redeem a reward

Conveniently access your Market USA Platinum card through Internet Banking. Once you log in, you can view your balance and make a credit card payment from your Market USA account by selecting "Transfer."

For additional options, select "Credit Card" at the top of Internet Banking for the following:

  • Make a credit card payment from an outside financial institution
  • Enroll in e-Alerts. Available alerts include:
    • New statement is available
    • Payment due date
    • Credit limit is reached or exceeded
    • Available balance drops below a certain amount
    • And more!
  • Enroll in credit card e-statements and receive your statement more quickly and securely than paper statements.

Lost or Stolen Cards

  • To report a lost or stolen VISA® Credit Card:
    • 24 hours a day/ 7 Days a week, call (800) 453-4270

VISA® Credit Cards

  • 24 Hour Member Service
    • (866) 772-6198
  • No annual fee for Platinum Visa® or Platinum Visa® with Rewards
  • No balance transfer fee
  • Rate on balance transfer is the same as purchase rate
  • Rate on cash advance is the same as purchase rate
  • Worldwide acceptance
  • Credit line up to $20,000
  • Low introductory rates (currently 3.9% for Platinum Visa)
  • Low variable rate after introductory period. (the Introductory Rate will apply for 6 months immediately following the date that your account is established)
  • Platinum Visa® with Rewards earns points which can be redeemed for rewards-hotel stays, vacations, merchandise and air travel plus much more! Visit CURewards for details
  • Protection from identity theft through fraud detection software and Verified by Visa
  • Convenient year-end summary of charges
Internet Banking

Internet Banking allows you to access your credit union account (s) via the Internet from your home or office computer. It's free and gives you access to your accounts 24 hours a day!

  • Transfer funds between your Market USA FCU accounts
  • Open new checking, savings, certificate accounts
  • Conveniently pay bills
  • Schedule transfers and check withdrawals
  • Request withdrawals (Teller Checks will be U.S. mailed to you)
  • Request line of credit advances
  • View current account activity
    • Checks Paid
    • Deposits
    • Withdrawals
    • ATM Transactions
    • Debit Card Transactions
    • Hold Amounts
  • Print Account Statements
  • Issue stop payments on checks
  • Request copies of checks
  • Obtain balance information on any of your Market USA FCU accounts
  • Get tax information - interest paid on loans and dividends earned
Internet Bill Pay

Pay your bills quickly and securely online. Click here for more information or to view the online demo.

Telephone Banking

Telephone Banking allows you to access your credit union account(s) from any touch tone phone by calling 301-586-3450 or 800-764-4268.

  • Transfer funds between your Market USA FCU accounts
  • Request withdrawals (Teller Checks will be U.S. mailed to you)
  • Request line of credit advances
  • Hear current account activity
    • Checks Paid
    • Deposits
    • Withdrawals
    • ATM Transactions
    • Debit Card Transactions
  • Issue stop payments on checks
  • Request copies of checks
  • Obtain balance information on any of your Market USA FCU accounts
  • Get tax information - interest paid on loans and dividends earned

Signing up for Telephone Banking can be done on your initial membership application, or simply by contacting our Member Service Center at 301-586-3400 or 800-914-4268.

National Shared Branches:

Market USA FCU is part of the National Shared Branch Network with over 5,000 locations throughout the United States. You can conduct business on your Market USA accounts at these locations.

  • Make deposits
  • Request withdrawals
  • Make loan payments
  • Other services available depending on location

Need to locate a CU Service Center while on the go? Get the Mobile Branch Locator:

Shared branch locations will display the following logo:
National Shared Branches Network Map

Member Service Center

301-586-3400 800-914-4268

Hours:

  • M/W/F 8:30 a.m. to 5:00 p.m.
  • Tu 9:00 a.m. to 5:00 p.m.
  • Th 9:00 a.m. to 6:30 p.m.

Our Member Service Center is staffed by friendly member service representatives ready to assist you.

  • Existing members can open additional savings and checking accounts
  • Have your questions answered
  • Loan applications accepted
  • Changes to your membership or accounts
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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government