Credit Cards

Credit Card Application
Credit Card
Visa Platinum Visa Platinum with Rewards
Annual Percentage Rate* (APR) for Purchases 3.9% for six (6) months, 9.25% - 18.00% Thereafter. 3.9% for six (6) months, 10.25% - 18.00% Thereafter.
Cash Advance APR 3.9% for six (6) months, 9.25% - 18.00% Thereafter. 3.9% for six (6) months, 10.25% - 18.00% Thereafter.
Variable Rate Information Your actual APR may vary and is based on prime and your credit history. A margin between 6.00% - 15.00% is added to the highest Prime Rate* as published in the Wall Street Journal "Money Rates" Table.
Grace Period for Purchases 25 Days
Method of Computing the Balance for Purchases Average Daily Balance (Including new purchases)
Annual Fee None
Balance Transfer Rate Same as purchase rate
Minimum Finance Charge $0.50
Paying Interest Your due date is at least 25 days after the close of each billing cycle. We do not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date
Transaction Fees a. Foreign Transaction Fee - 1.00% of each transaction in U.S. dollars
Penalty Fees a. Late Payment Fee - Up to $25.00
b. Returned Payment Fee - Up to $25.00
Rate Disclosures View All Rates

Your Market USA FCU Visa® Credit Card will be the most attractive piece of plastic in your wallet, so begin to enjoy the convenience and savings with the Market USA FCU Visa® Credit Card!

Lost or Stolen Cards

  • To report a lost or stolen VISA® Credit Card:
    • 24 hours a day/ 7 Days a week, call (800) 449-7728

  • To report a lost or stolen ATM or VISA® Check Card:
    • Monday - Friday 9:00 a.m. - 5:00 p.m. call
      (301) 586-3400 option #5
    • After hours and weekends call (888) 241-2510
    • Collect & outside of the U.S. call (909) 941-1398

VISA® Credit Cards

  • 24 Hour Member Service
    • (866) 820-2927
  • No annual fee for Platinum Visa® or Platinum Visa® with Rewards
  • No balance transfer fee
  • Rate on balance transfer is the same as purchase rate
  • Rate on cash advance is the same as purchase rate
  • Worldwide acceptance
  • Credit line up to $20,000
  • Low introductory rates (currently 3.9% for Platinum Visa)
  • Low variable rate after introductory period. (the Introductory Rate will apply for 6 months immediately following the date that your account is established)
  • Platinum Visa® with Rewards earns points which can be redeemed for rewards-hotel stays, vacations, merchandise and air travel plus much more! Visit CURewards for details
  • Protection from identity theft through fraud detection software and Verified by Visa
  • Convenient year-end summary of charges
Internet Banking

Internet Banking allows you to access your credit union account (s) via the Internet from your home or office computer. It's free and gives you access to your accounts 24 hours a day!

  • Transfer funds between your Market USA FCU accounts
  • Open new checking, savings, certificate accounts
  • Conveniently pay bills
  • Schedule transfers and check withdrawals
  • Request withdrawals (Teller Checks will be U.S. mailed to you)
  • Request line of credit advances
  • View current account activity
    • Checks Paid
    • Deposits
    • Withdrawals
    • ATM Transactions
    • Debit Card Transactions
    • Hold Amounts
  • Print Account Statements
  • Issue stop payments on checks
  • Request copies of checks
  • Obtain balance information on any of your Market USA FCU accounts
  • Get tax information - interest paid on loans and dividends earned
Internet Bill Pay

Pay your bills quickly and securely online. Click here for more information or to view the online demo.

Telephone Banking

Telephone Banking allows you to access your credit union account(s) from any touch tone phone by calling 301-586-3450 or 800-764-4268.

  • Transfer funds between your Market USA FCU accounts
  • Request withdrawals (Teller Checks will be U.S. mailed to you)
  • Request line of credit advances
  • Hear current account activity
    • Checks Paid
    • Deposits
    • Withdrawals
    • ATM Transactions
    • Debit Card Transactions
  • Issue stop payments on checks
  • Request copies of checks
  • Obtain balance information on any of your Market USA FCU accounts
  • Get tax information - interest paid on loans and dividends earned

Signing up for Telephone Banking can be done on your initial membership application, or simply by contacting our Member Service Center at 301-586-3400 or 800-914-4268.

National Shared Branches:

Market USA FCU is part of the National Shared Branch Network with over 5,000 locations throughout the United States. You can conduct business on your Market USA accounts at these locations.

  • Make deposits
  • Request withdrawals
  • Make loan payments
  • Other services available depending on location

Need to locate a CU Service Center while on the go? Get the Mobile Branch Locator:

Shared branch locations will display the following logo:
National Shared Branches Network Map

Member Service Center

301-586-3400 800-914-4268

Hours:

  • M/W/F 8:30 a.m. to 5:00 p.m.
  • Tu 9:00 a.m. to 5:00 p.m.
  • Th 9:00 a.m. to 6:30 p.m.

Our Member Service Center is staffed by friendly member service representatives ready to assist you.

  • Existing members can open additional savings and checking accounts
  • Have your questions answered
  • Loan applications accepted
  • Changes to your membership or accounts
Platinum Rewards Info
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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government